In the year 2018-19, Government of India extended the facility of the Kisan Credit Card (KCC) to the fish farmers and fishers to help them to meet their working capital requirements. Reserve Bank of India, vide circular dated 04.02.2019 issued the guidelines for issuance of KCC for fisheries. Till date (08.11.2024), a total of 4,39,493 KCCs have been issued to fishers and fish farmers with a credit amount of Rs. 2810.00 crore. The total budgetary allocation and disbursement towards the KCC credit/loan (including the KCC for fisheries sector), since the year 2014-15, as reported by the Department of Agriculture and Farmers Welfare, Ministry of Agriculture and Farmers Welfare, Government of India, since 2014 is at Annexure-I.
Further, the Department of Financial Services (DFS), Ministry of Finance, Government of India has reported that a total credit/loan of Rs.57864.40 crore has been provided to the fisheries sector over the last three financial years, i.e., 2021-22, 2022-23 and 2023-24, including the KCC fishery sector’s working capital loan. The State/UT-wise details of the fisheries sector’s credit/loan for the last 3 years furnished at Annexure-II. The DFS has also reported that prior to the financial year 2021-2022 no separate data had been captured for the fisheries sector.
Annexure-I
Credit/loan for the overall KCCs, including the KCC for Fisheries Sector.
(Rs. in Crore)
| Sr. No. | Year | Budget Allocation | Disbursement of Funds |
| 1 | 2014-15 | 6000 | 6000 |
| 2 | 2015-16 | 13000 | 13000 |
| 3 | 2016-17 | 13397.13 | 13397.13 |
| 4 | 2017-18 | 15000 | 13045.72 |
| 5 | 2018-19 | 15000 | 11495.67 |
| 6 | 2019-20 | 18000 | 16218.75 |
| 7 | 2020-21 | 21175 | 17789.72 |
| 8 | 2021-22 | 19468.31 | 21476.93 |
| 9 | 2022-23 | 19500 | 17997.88 |
| 10 | 2023-24 | 23000 | 14251.92 |
Annexure-II
State/UT-wise credit/loan disbursement to the Fisheries Sector, including the KCC fishery sector for the last three years
(Rs. in Crore)
| Sr.No | Name of the State/UT | FY:2021 – 2022 | FY: 2022 – 2023 | FY: 2023 – 2024 | Total |
| 1 | DELHI | 4.77 | 7.32 | 9.58 | 21.67 |
| 2 | HARYANA | 579.67 | 768.47 | 849.99 | 2198.13 |
| 3 | HIMACHAL PRADESH | 93.67 | 128.10 | 163.67 | 385.44 |
| 4 | JAMMU and KASHMIR | 31.05 | 41.29 | 73.76 | 146.10 |
| 5 | PUNJAB | 858.61 | 1314.61 | 1502.21 | 3675.43 |
| 6 | RAJASTHAN | 235.00 | 356.51 | 586.80 | 1178.31 |
| 7 | CHANDIGARH UT | 0.73 | 1.53 | 0.82 | 3.08 |
| 8 | LADAKH | 11.17 | 15.54 | 19.21 | 45.92 |
| 9 | ARUNACHAL PRADESH | 1.47 | 2.77 | 9.58 | 13.82 |
| 10 | ASSAM | 80.48 | 83.56 | 108.52 | 272.56 |
| 11 | MANIPUR | 25.50 | 30.95 | 15.12 | 71.57 |
| 12 | MEGHALAYA | 0.86 | 1.83 | 2.06 | 4.75 |
| 13 | MIZORAM | 11.23 | 21.14 | 24.69 | 57.06 |
| 14 | NAGALAND | 0.58 | 4.13 | 2.61 | 7.32 |
| 15 | SIKKIM | 0.73 | 0.71 | 3.19 | 4.63 |
| 16 | TRIPURA | 55.80 | 36.54 | 51.54 | 143.88 |
| 17 | A and N ISLAND | 26.95 | 28.65 | 43.12 | 98.72 |
| 18 | BIHAR | 248.90 | 287.24 | 396.60 | 932.74 |
| 19 | JHARKHAND | 109.62 | 154.45 | 189.56 | 453.63 |
| 20 | ODISHA | 405.62 | 502.66 | 715.11 | 1623.39 |
| 21 | WEST BENGAL | 856.47 | 968.38 | 1041.65 | 2866.50 |
| 22 | CHHATTISGARH | 70.61 | 103.61 | 92.96 | 267.18 |
| 23 | MADHYA PRADESH | 244.38 | 294.34 | 309.95 | 848.67 |
| 24 | UTTARAKHAND | 34.45 | 45.10 | 68.12 | 147.67 |
| 25 | UTTAR PRADESH | 347.80 | 444.99 | 515.48 | 1308.27 |
| 26 | GOA | 50.46 | 70.83 | 116.83 | 238.12 |
| 27 | GUJARAT | 403.41 | 778.51 | 1072.94 | 2254.86 |
| 28 | MAHARASHTRA | 576.23 | 637.27 | 1203.24 | 2416.74 |
| 29 | D and N HAVELI UT | 0.10 | 0.24 | 0.16 | 0.50 |
| 30 | DAMAN and DIU UT | 30.98 | 45.48 | 53.91 | 130.37 |
| 31 | ANDHRA PRADESH | 2088.39 | 3,103.02 | 4,262.77 | 9454.18 |
| 32 | TELANGANA | 739.79 | 1211.37 | 1800.03 | 3751.19 |
| 33 | KARNATAKA | 772.30 | 1017.77 | 1396.83 | 3186.90 |
| 34 | KERALA | 1599.15 | 2,530.57 | 2866.12 | 6995.84 |
| 35 | PUDUCHERRY | 24.28 | 40.43 | 87.62 | 152.33 |
| 36 | TAMILNADU | 3116.04 | 4,390.85 | 4993.78 | 12500.67 |
| 37 | LAKSHADWEEP UT | 0.33 | 3.79 | 2.14 | 6.26 |
| Total | 13,737.59 | 19,474.54 | 24,652.27 | 57,864.40 |
This information was given by the Minister of Fisheries, Animal Husbandry and Dairying Shri Rajiv Ranjan Singh alias Lalan Singh, in a written reply in Lok Sabha today.